Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you so much Nikki. That’ll get the car back on the road!
A very simple process!
Many thanks for your help. Such a fast and efficient service!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Wow! That's super-fast and super service!
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!

Our Flexi-loan, offers YOU the chance to borrow between £500 - £3,000.