We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. A pleasure to deal with as always!
Thank you! Super quick service, only to be found with our Harp and Crown!
Brilliant service. Thank you.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Wow! That's super-fast and super service!
Super service, thank you!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Super! Thank you for a great service as usual!
Many thanks for your quick response and action.
LATEST NEWS

How much could you save for YOUR juniors future?
15 April 2026
Do you have young children you could be SAVING for? Why not start NOW and help plan a healthier financial future for them!
Testimonial Tuesday - Member Survey
14 April 2026
Thanks to Harp and Crown CU member for this fantastic feedback having completed our member survey!
Stress Awareness Month
13 April 2026
It's Stress Awareness Month and the theme this year is Be The Change





