Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Just signed in to view it and have to say, looks excellent. Thank you!!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thanks Ryan, appreciate your very speedy service!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Many thanks folks, a pleasure, and a straightforward experience!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
THANK YOU again for your efficiency Nigel. Much appreciated.
LATEST NEWS
Keep account open to receive your dividend!
30 September 2026
In 2025, we paid out over 1.2M to Harp and Crown Credit Union members with a DIVIDEND of 3%.
Police College Visit - September
29 September 2026
Welcome to “The Yellows” commencing their training at NI Police College this week!
Testimonial Tuesday - Rachel
29 September 2026
Thanks to Harp & Crown Credit Union member Rachel for this fantastic feedback, having received a birthday text message!
