Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks folks, a pleasure, and a straightforward experience!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Excellent system. So easy to use. Thank you.
Thank you so much! 1st class service as always!
Just signed in to view it and have to say, looks excellent. Thank you!!
Fantastic service. easy access to savings and helpful with loans.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you for your swift and straightforward approach! So easy to arrange.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Super service! It has been a pleasure dealing with you today. Thank you.
LATEST NEWS
Borrow Without Pledged Shares
08 August 2026
Need extra financial flexibility?
8 Ways to Improve Your Credit Score
07 August 2026
Need to improve your credit score?
August Challenges Are Here!
06 August 2026
A huge thank you to all of our Junior Saver members who took part in our July activities. We loved seeing all your entries!
